Seller Closing Costs in Georgia

What it costs to sell a home in Georgia, itemized in plain terms, with a calculator pre-loaded with Georgia defaults.

Commission($24,750)
Title, escrow, and closing costs($6,750)
Transfer tax and recording($450)
Mortgage payoff($210,000)
Other liens$0
Seller concessions$0
Repairs and miscellaneous$0
Estimated seller net$208,050

Estimates for planning, not a settlement statement. Confirm final figures with your title company.

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The seller's costs, line by line

Selling a home in Georgia carries a handful of predictable costs. Here is a sample on a $400,000 sale. Your numbers will differ; the calculator below runs them for you.

Sample breakdown on a $400,000 sale

Agent commission (about 5.5%): $22,000

Negotiable, and since the 2024 settlement, buyer-agent compensation is agreed separately rather than assumed.

Transfer tax: $400

Georgia applies a real estate transfer tax based on the sale price.

Title, escrow, and settlement: $4,000

Roughly 1% of the price, varies by county and provider.

Recording and misc: $150

Small fixed fees to record the deed.

Estimated total

About $26,550 on $400,000, most of it commission. On your own sale price the share stays similar, so the calculator is the fastest way to a real number.

Frequently asked

How much are seller closing costs in Georgia?

On a $400,000 sale, a Georgia seller often sees roughly $26,550 in total costs, most of it the agent commission. Georgia also charges a transfer tax. Use the calculator for your own numbers.

Who pays closing costs in Georgia?

The seller typically covers the commission, any transfer tax, title and settlement fees, and their mortgage payoff. Buyers usually cover lender and inspection costs. Every split is negotiable in the contract.

Can a Georgia seller reduce closing costs?

The largest line is commission, which is negotiable. Shopping title and settlement providers can help too. The transfer tax is set by law and is not negotiable.

Closing cost guides for other states

Minnesota, Kansas, Vermont, Delaware, South Carolina, Maine.

Prefer the interactive version? Use the Georgia net sheet calculator.